“2-in-1” Facility

Our credit cards combine the functions of ATM and credit cards - the "2-in-1" Facility - which gives you extreme convenience and flexibility. By just carrying one card, you can now be able to make purchases on credit as well as to withdraw cash 24 hours a day from your savings and/or current account through any automatic teller machine (ATM) of the Jetco network in Macau, Hong Kong and China. From now on, you no longer have to carry any other credit card except your BCM Credit Card!

Cash Advance Service

Whether you are in Macau or traveling, you can always use your BCM Credit Card to withdraw cash from your credit card account all over the world through any automatic teller machine (ATM) with the the Visa, PLUS, MasterCard or Cirrus logo.

Telephone Cash Advance Service

BCM Credit Cardholders are provided with an innovative alternative in Cash Advance Service. By simply calling TeleBCM at 8796 8888, you can transfer the available credit card limit to your BCM accounts.

Longest Interest-free Repayment Period

Our credit cards can offer you an interest-free repayment period of up to 56 days which is the longest in Macau! And you can choose to settle your account monthly by paying as little as 5% of your outstanding account balance only!

Supplementary Card

You can share all the benefits you are enjoying from BCM Credit Card with your loved ones by ordering supplementary cards.

Convenient Payment Options

You can choose among several simple and convenient options to settle your monthly credit card payments:

• Autopay - The automatic debit to your BCM deposit account each month. Should you have overlooked this service when you apply for our credit card, simply call TeleBCM* or visit any of our branches to arrange for the Autopay Service, or just fill in the back side of your statement and return it to us.
• In person - You can visit any BCM branch to make your Credit Card payment by cheque, cash or by transferring money from your BCM account.
• "TeleBCM* - You can call the TeleBCM Service at 8796 8888 to transfer from any of your account and settle the bills.

*Service Hour: Every Mondays to Saturdays between 8:00am to 9:00pm, except bank holidays.
*Available only to TeleBCM registered users.


ATM Service

With the "2-in-1" Facility which combines the functions of ATM and credit cards, you can access your account(s) at all ATMs with the Jetco logo. Areas covered include Macau, Hong Kong, Shenzhen and Zhuhai. Each credit card with the "2-in-1" Facility can access up to a maximum of three accounts under your name.

Besides the "2-in-1" Facility, all BCM credit cards allow cardholders to withdraw instance cash from their credit card accounts through all ATMs with the Visa, PLUS, MasterCard or Cirrus logo.

Services available	At BCM's ATM	At other banks' ATM
Cash Withdrawal
Transfer
Balance Inquiry
PIN Change
List Last Ten Transactions		N/A
Statement Request
Cheque Book Request
Jet Payment* - Bill Payment for CTM & DFS		(Macau only)
Jet Payment - Credit Card Payment