For a pleasant journey
You need HappyTrip by your side
Scope of Coverage
Maximum Benefit (MOP)
Plan 1
Plan 2
Personal Accident
600,000
1,200,000
-
Death
-
Permanent disablement
Maximum benefit of MOP100,000
for insured aged under 16 or over 65
Medical Expenses*
500,000
1,000,000
-
Overseas hospitalization, surgery, ambulance and paramedic services, diagnostic tests, consultation and prescribed medicines
-
Follow-up medical expenses within 60 days of returning to Macau (including bonesetter expenses)
Maximum benefit of MOP100,000
for insured aged under 2 or over 65
Hospital Cash Allowance
5,000
8,000
Cancellation of Journey
30,000
50,000
Curtailment of Journey
30,000
50,000
Loss of Baggage & Personal Effect*
15,000
30,000
Loss of Personal Money & Travel Documents*
3,000
6,000
Loss of Home Contents
10,000
20,000
Travel Delay
3,000
5,000
Baggage Delay*
2,000
3,000
Personal Liability#
500,000
1,000,000
24-Hour Emergency Services
-
24-Hour emergency hotline
-
Medical evacuation
-
Hospital deposit guarantee
-
Compassionate visit
-
Repatriation after treatment
-
Repatriation of mortal remains/ashes
-
Return of unattended children
-
Travel information, support & referral
Subject to excess per claim of: * MOP300 and # MOP 1,000.
Happy Family Plans
Couple Plan (Insured couple):
Basic Premium X 1.9
Parent Plan (Insured & children under 16):
Basic Premium X 1.6
Family Plan (Insured couple & children under 16):
Basic Premium X 2.5
Amateur Special Sports Cover
e.g. winter sports, water skiing, diving,
ballooning, bungee-jumping, etc.:
Respective Premium X 2.0
Group Discounts (not applicable in conjunction with other discounts)
10 policies or more:
15% off
20 policies or more:
20% off
Maximum period of insurance: 90 consecutive days Automatic extension in case of travel delay: 10 days (no extra charge) Automatic acceptance age: 6 months - 75 years old (Applicants above 75 years old are subject to underwriting acceptance)
Geographical Zones:
Asia
Bangladesh, Bhutan, Brunei, Cambodia, China, Guam, Hong Kong, India, Indonesia, Japan, Laos, Malaysia, Maldives, Mongolia, Myanmar, Nepal, North Korea, Pakistan, Philippines, Singapore, South Korea, Sri Lanka, Taiwan, Thailand, Timor and Vietnam
Worldwide
All countries in the world
Premium table (MOP)
Asia
Worldwide
Day
Plan 1
Plan 2
Plan 1
Plan 2
1
75
113
120
162
2
102
154
163
220
3
123
186
197
266
4
141
213
226
305
5
156
236
250
337
6
168
254
269
363
7
179
271
287
387
8
189
286
303
409
9
198
300
317
428
10
205
311
328
443
11
211
320
338
457
12
216
328
346
468
13
220
334
352
476
14
224
340
358
484
15
228
346
364
492
16
232
352
370
500
17
236
358
376
508
18
240
364
382
516
19
244
370
388
524
20
248
376
394
532
21
252
382
400
540
22
256
388
406
548
23
260
394
412
556
24
264
400
418
564
25
268
406
424
572
26
272
412
430
580
27
276
418
436
588
28
280
424
442
596
29
284
430
448
604
30
288
436
454
612
31
292
442
460
620
Each extra day
4
6
6
8
Major Exclusions: (Some may be covered subject to underwriting acceptance and extra premium)
1.
Pre-existing, congenital or hereditary conditions;
2.
Suicide, attempted suicide or self-inflicted injuries;
3.
Willful, malicious, criminal or unlawful acts;
4.
Psychiatric, psychological disorder or insanity;
5.
Pregnancy, abortion, miscarriage or childbirth;
6.
HIV related illness (including AIDS and/or any mutant derivative or variation);
7.
Involvement in dangerous assignments, projects or work;
8.
Involvement in professional or dangerous sports, competitions or air travel;
9.
Act of terrorism, war, invasion, acts of foreign enemies, hostilities or warlike operations, civil war, rebellion, revolution, insurrection or civil commotion;
10.
Nuclear reactions, radiations or contaminations;
11.
Chemical or biological substances not used for peaceful means;
12.
Non-Macau SAR residents.
For detailed terms and conditions, please refer to the policy.
