MLIC Forever Rich Super Savings Protection Plan offers you steady financial return with easy application. You will cultivate your wealth while achieving your life target and enjoying the quality of life.
Achieving Saving Target Quickly with Short Premium Payment
It is a 4-year premium plan helping you achieve your saving target quickly and pave a way for a better life. The annual premium of this plan start from HKD30,000 / USD3,750.
Guaranteed Cash Value and Annual Dividend1 Help you with Wealth Accumulation
This plan offers guaranteed cash value and annual dividend1. You may leave the annual dividends in the policy account to accumulate interest2 for wealth accumulation. In addition, this plan also offers special dividend1 which will be payable from the 5th policy anniversary onwards in the event of surrender or policy maturity.
Extra Free Accidental Death Benefit3
This plan provides you a 10-year extra free accidental death benefit 3 which equals to 50% of the total basic premium paid, be subject to a maximum of HK$200,000 / USD25,000 per life. It mitigates your family against the financial strain.
Level Premium to Fit your Future Plan
Once the premium is determined, it will be kept constant throughout the premium payment term, which can fit your future plan.
Guaranteed Acceptance with Easy Application
Application is easy. You can simply complete the application form and no health declaration, medical check-up and financial underwriting will be required.
Policy Loan to Control your Future Flexibly
You may apply for policy loan to meet any financial needs on the short term flexibly.
Variety of payment methods for your own choice
You may pay the premium by Credit Card, Autopay by Bank Account or Cash with the payment mode of annually, semi-annually, quarterly or monthly.
Remarks:
- Annual dividend and special dividend are not guaranteed. The Company will determine and review them from time to time.
- Interest rate on dividends is not guaranteed. The Company will determine and review them from time to time.
- Only applicable to the insured with an issue age between 15 days of birth and age 65. The free benefit occurred in the first 10 policy years after policy effectives or up to the age of 70, whichever is earlier.
- Projected accumulated cash value includes guaranteed cash value, annual dividend and special dividend. It is based on the assumptions that dividends paid will be accumulated at the company with the current interest rate at 4.25% for HKD per annum (non-guaranteed).
- This plan is not intended for use in Mainland China.
- Above content is only for reference. For detailed terms and conditions of this plan, please refer to the policy contract.
- The insurance plan is underwritten by Macau Life Insurance Company Limited and distributed by BCM bank. BCM bank and Macau Life Insurance Company Limited are members of the Dah Sing Financial Group of Hong Kong.
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