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As times change, people aspire after quality life continuously, including improving daily livings, diet, technology, residence and knowledge, etc. for the sake of pursuing quality of life, you certainly exert strength forward for accumulating wealth steady.

Macau Life’s MLIC Forever Rich ^Super Savings Protection Plan offers you steady financial return with easy application.  You will cultivate your wealth while achieving your life target and enjoying the quality of life.

Achieving Saving Target Quickly with Short Premium Payment

It is a 4-year premium plan helping you achieve your saving target quickly and pave a way for a better life.

Guaranteed Cash Value and Annual Dividend² Help you with Wealth Accumulation

This plan offers guaranteed cash value and annual dividend².  You may leave the annual dividends in the policy account to accumulate interest³ for wealth accumulation.  In addition, this plan also offers special dividend² which will be payable from the 5th policy anniversary onwards in the event of surrender or policy maturity.

Extra Free Accidental Death Benefit ⁴

This plan provides you a 10-year extra free accidental death benefit ⁴ which equals to 50% of the total basic premium paid, be subject to a maximum of HK$200,000 per life.  It mitigates your family against the financial strain.

Level Premium to Fit your Future Plan

Once the premium is determined, it will be kept constant throughout the premium payment term, which can fit your future plan.

Guaranteed Acceptance with Easy Application

Application is easy. You can simply complete the application form and no health declaration, medical check-up and financial underwriting will be required.

Policy Loan to Flexibly Control your Future

You may apply for policy loan to meet any financial needs on the short term flexibly.

Remarks:

1. This plan is available in Hong Kong Dollar.
2. Annual dividend and special dividend are not guaranteed.  The Company will determine and review them from time to time.
3. Interest rate on dividends is not guaranteed.  The Company will determine and review them from time to time.
4. Only applicable to the insured with an issue age between 15 days of birth and 65.  The free benefit occurred in the first 10 policy years after policy effectives or up to the age of 70, whichever is earlier.
5. This brochure is not intended for use in Mainland China.
6. This brochure is only for reference.  For detailed terms and conditions of this plan, please refer to the policy contract.