Terms & Conditions 

1. BCM Credit Card “New Year Red Pocket” Promotion (“Promotion”) is applicable to all Credit Cards and Co-branded Credit Cards (including Supplementary Card) (“Eligible Cards”) issued by Banco Comercial de Macau, S.A. (“BCM bank”). 

2. The Promotion period (“Promotion Period”) is from 15 January until 28 February 2015 (both dates inclusive).

3. Cardholders should register online at BCM bank website or submit the relevant registration form to BCM within the Promotion Period in order to be entitled to the Promotion.

4. Registered cardholders who spend with their registered Credit Card(s) during the Promotion Period will be entitled to cash rebate in accordance to their transaction amount: MOP/HKD1 will be rebated to each transaction with spending between MOP/HKD88-388; MOP/HKD2 will be rebated to each transaction with spending between MOP/HKD389 - 688; MOP/HKD3 will be rebated to each transaction with spending between MOP/HKD689-1,888; MOP/HKD5 will be rebated to each transaction with spending between MOP/HKD1,889-8,888; MOP/HKD88 will be rebated to each transaction with spending above  MOP/HKD8,888. 

5. Each Credit Card can entitle to a maximum of up to MOP/HKD500 cash rebate. 

6. Only local and overseas retail transactions made within the Promotion Period are eligible for the cash rebate. The following transaction items are excluded: “Easy-Fun”Installment Program, Cash in Plan, internet transactions, mail orders, telephone purchase orders, balance transfer, autopay, annual fee, handling fee, interest-free installment plan, casino chips transaction, interest, financial charge, cash advance, cheque payment late fee or transaction without sales slip, unposted/cancelled/refunded and unauthorized transactions.

7. Each transaction is entitled to cash rebate once only. If Cardholders spent more than one time in the same merchant within the same day, only the transaction with the highest spending will be counted. 

8. The Promotion cannot be used in conjunction with BCM bank’s other promotional offers.

9. Cash rebate will be automatically credited to the eligible Credit Card(s) in March 2015. 

10. Cardholders should maintain the registered Credit Cards valid and with good financial status during the entire Promotion Period in order to entitle to the Cash Rebate. 

11. BCM bank reserves the right to amend these terms and conditions as well as to vary or terminate the Promotion without prior notice. In case of disputes, the decision of BCM bank shall be final.

12. If there is any inconsistency between the English and Chinese versions, the Chinese version shall prevail.