Terms and Conditions:

1. Applicants have to successfully apply for the Hello Kitty Credit Card (“Credit Card”) of Banco Comercial de Macau, S.A. (“BCM bank”) between 20 May 2019 and 30 September 2019 (“Promotion Period”) in order to enjoy the Welcome Gift offer.
2. The Welcome Gift Offer – Hello Kitty Waffle Maker applies to both NEW and EXISTING BCM Credit Cardholders. The welcome offer applies to principal cardholder only.
3. Successful applicants can entitle to the designated Welcome Gift - Hello Kitty Waffle Maker by making purchases of at least MOP6,800 (including cash advance) with Hello Kitty Credit Card within the first 3 months of card issuance.
4. Valid transactions exclude autopay transactions, interest-free installment program, cash-in plan, “easy-fun” installment program, financial charges, fees and other unauthorized transactions.
5. The accumulation of transactions will be based on transaction date and each Credit Card.
6. Each Credit Cardholder can enjoy the Welcome Gift Offer ONE time. In case any Cardholder redeems more than the allowed quantity of gift, BCM bank will debit the handling charge from the relevant card account for each extra gift redeemed: MOP600 for each Hello Kitty Waffle Maker.
7. Cardholder, who has rewarded the Welcome Gift -- Hello Kitty Waffle maker of this promotional program and terminates the Hello Kitty Credit Card within 13 months from Card issuance, is subject to a handling charge of MOP600 to be debited from the Cardholder’s account.
8. BCM bank is not the gifts supplier and will not be responsible for the quality and any matters in relation to the gifts. Cardholders should resolve such issues directly with the supplier.
9. BCM bank reserves the right to amend any of these Terms and Conditions without prior notice.
10. The gifts are offered on first-come-first-served basis. In case of stock out, BCM bank has full discretion, at anytime without prior notice, to change to any other item(s) of same value being offered or terminate the offers.
11. If this English version of the terms of conditions does not conform to the Chinese version, the Chinese version shall prevail.