1. |
The Promotion Period of the "Banking Services Offers" by Banco Comercial de Macau, S.A. (“BCM bank”) is from 10 September 2018 until 30 November 2018 (both dates inclusive) (“Promotion Period”). |
2. |
Customer who successfully applied for designated banking products/services during the Promotion Period can entitle to designated offers namely (1) Special Savings Plan, (2) Deposit Offer (3) Auto pay Service Offer. |
3. |
Special Savings Plan: |
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3.1 This Plan is applicable for MOP/HKD ONLY and the deposit period is 6 or 12 months (“Deposit Cycle”). |
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3.2 Selection of “Initial Deposit Amount” is available for this Plan for attaining high interest return for the first Deposit Cycle. The interest granted on maturity will be credited to customer’s designated settlement account together with the principal amount, that is the sum of the “Initial Deposit Amount” and the Monthly Deposit Amount during the first Deposit Cycle. |
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3.3 Automatic renewal is applicable for this Plan upon the maturity of the current Deposit Cycle, the Bank will automatic renew the Plan in accordance with the designated Monthly Deposit Amount without the “Initial Deposit Amount” whilst the renewed Special Interest rate is subject to the bank’s prevailing rates for “ideal Savings Plan” and Doraemon Deposit Reward Program” set forth at the time of the automatic renewal. |
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3.4 The minimum Monthly Deposit Amount is MOP/HKD 2,000 or its equivalent. |
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3.5 In case of cancellation of the automatic renewal, Customer has to provide written instruction or approach any branch of the Bank at least 7 working days prior to the maturity of this Plan. |
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3.6 Customer has to ensure to have adequate fund in the Settlement Account to settle the Monthly Deposit Amount. Customer who fulfills the requirement of making the Monthly Deposit Amount during the entire Deposit Cycle will be entitled to the interest payment according to the prevailing Special Interest Rate defined at times of automatic renewal. |
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3.7 If Customer fails to make the Monthly Deposit Amount within 7 days, the Bank has the right to terminate the Plan whilst the interest payment according to the Special Interest Rate will be forfeited. |
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3.8 If Customer terminates the Plan or changes the pre-defined Monthly Deposit Amount within the duration of a Deposit Cycle, the current Deposit Cycle will be ceased automatically and the interest payment according to the Special Interest Rate stated in this application form will be forfeited whilst the total deposit amount will be credited to the Settlement Account. For Customer who applies to change the Monthly Deposit Amount, the Bank will open a new Plan and start a new Deposit Cycle from the date of application. |
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3.9 In case the Offer maturity date falls on bank holidays, relevant maturity date will be postponed to the next working day. |
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3.10 The Bank has full discretion in determining or amending the Special Interest Rates from time to time with prior notice to Customers. |
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3.11 The quota is limited and applications will be processed on a first-come-first-served basis. |
4. |
Deposit Offer: |
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4.1 Customer is required to designate a current/savings account for NEW FUND deposit and the deposit has to be maintained in the bank for at least 6 months. |
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4.2 Entitled customer can collect the relevant gift on the following month counting from the fund holding month, each customer can entitle to up to maximum of 2 gifts. |
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4.3 Shall the customer canceled the fund holding before the deposit maturity date, BCM bank has the right to debit the amount that is equivalent to the value of the redeemed Gift plus MOP/HKD100 administrative charge from the relevant account. |
5. |
Autopay Service Offer: |
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5.1Maximum of MOP300 cash rebate for Autopay Service Offer will be credited to customers’ accounts within 1 month after the Campaign Period. |
6. |
The above offers cannot be used in conjunction with other offers. |
7. |
BCM bank reserves the right to amend the Terms & Conditions or terminate the above offers at anytime without prior notice. |
8. |
In case of dispute, BCM bank reserves the right for the final decision. |
9. |
If there is any inconsistency between the Chinese and English versions of these Terms and Conditions, the Chinese version shall prevail. |