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Special Savings Campaign

Terms & Conditions

The Promotion of the “Special Savings Campaign” (“Promotion”) by Banco Comercial de Macau, S.A. (“BCM bank”) is valid from 1 August until 30 September 2019 (both dates inclusive) (“Promotion Period”).

This Promotion is not applicable to Hello Kitty Integrated Account and Savings+ Account with special campaign interest offer.

Customers are required to register at any BCM branches during the Promotion Period to enroll into the Promotion.

Successfully registered customer (“Customers”) whose aggregated monthly average balance of all his/her current account(s) and savings account(s) with BCM bank (Aggregated Balance) has increased by the designated amount (“Monthly Increment”) during the period from August 2019 until January 2020 (“Deposit Period”) can entitle to special bonus interest reward (“Interest Reward”). Customers who have made Securities Trading BUY transaction or UT subscription (“Trade”) can entitle to higher Interest Reward for the trading month:

Aggregated Balance Monthly Increment(MOP/HKD)	Interest Reward (p.a.)
Aggregated Balance Monthly Increment(MOP/HKD)	without Trade	with Trade
$10,000 – $119,999	0.55%	1.00%
$120,000 or above	0.75%	1.18%

The Monthly Increment is calculated by comparing the Aggregated Balance against the day end balance of customer’s total current and savings account balance as at 31 July 2019 on monthly basis during the Deposit Period.

The maximum Aggregated Balance of Customers eligible for entitling the Interest Reward is MOP/HKD1,000,000.

The Aggregated Balance and Interest Reward of the Promotion will be calculated in MOP.

The account balance of a joint account will be calculated on pro rata basis based on the number of account owners.

The Interest Reward will be deposited into Customers’ designated account on every three months.

10.

Automatic renewal upon the expiry of the Deposit Period is not applicable to this Promotion. The interest calculation will be resumed to normal thereafter based on BCM bank prevailing interest rate.

11.

Each Customer can entitle to the Promotion for one time only.

12.

BCM bank has full discretion in determining or amending the Interest Reward from time to time without prior notice.

13.

The offers of the Promotion cannot be used in conjunction with BCM bank’s other promotional offers.

14.

BCM bank reserves the right to amend the Terms & Conditions or terminate the above offers at anytime without prior notice.

15.

This servicer/product is not targeted at customers in the EU.

16.

In case of any dispute, BCM bank reserves the right for the final decision.

17.

In case of discrepancy in interpretation between the Chinese and English versions of these terms and conditions, the Chinese version shall prevail.

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