Terms and Conditions

1. The Promotion Period of “Happy Autumn Spending Fest” (“Promotion”) of Banco Comercial de Macau, S.A. (“BCM Bank”) is from 25 September 2017 to 11 October 2017, with both dates inclusive (“Promotion Period”).

2. The Promotion is applicable to all Credit Cards (including Principle Cards and Supplementary Cards) issued by BCM Bank.

3. Customers are required to register online their designated credit cards (Eligible Cards”) during 27 September 2017 to 11 October 2017 via BCM website or submit relevant registration form to BCM bank in order to be entitled to the Promotion.

4. Overseas spending cross border fee waiver (“Offer 1”)

     4.1        Customer who accumulates overseas spending (including online overseas merchants) of at least MOP/HKD3,800 with the Eligible Card during the Promotion Period can entitle to waiver of 1% cross border fee.

     4.2         The maximum cross border fee waiver of each eligible card is MOP/HKD250.

     4.3        The waived amount will be credited to relevant credit card account after the Promotion Period.

5. Free Access to Priority Pass Airport Lounge (“Offer 2”)

     5.1        This offer is only applicable to cardholders who are holding valid Priority Pass membership, and the customer is required to make designated transactions using respective credit card that are linked to the Priority Pass membership card in order to be entitled to this offer.

     5.2        Customer can enjoy 1 free access of Priority Pass Airport Lounge Service (“Lounge Service”) with spending of MOP/HKD/RMB20,000 made during the Promotion Period, up to 2 times of free access per credit card account.

     5.3         Transaction amount for primary card and its supplementary card(s) are jointly calculated.

     5.4        Customer is required to use the free access of Lounge Service in between 25 September 2017 to 31 December 2017.

     5.5        Offer 2 will be credited to relevant credit card account in form of cash rebate after the Promotion Period.

     5.6        The transaction amounts made for Offer 2 cannot be used in conjunction with other promotion offers of BCM Bank.

6.        The following transaction items are excluded from the Promotion: “Easy-Fun” Installment Program, Cash-In Plan, balance transfer, autopay, annual fee, handling fee, interest-free installment plan, casino chips transaction, interest, financial charge, cash advance, cheque payment, late charges, other miscellaneous bank charges, unposted/cancelled/refunded and unauthorized transactions.

7.        Customers should maintain valid BCM Credit Card and with good financial status in order to entitle to the Promotion.

8.        BCM Bank reserves the right to amend any of these terms and conditions without prior notice.

9.        In case of dispute, BCM Bank reserves the right for the final decision.

10.      If there is any inconsistency between the English version and Chinese version of these terms and conditions, the Chinese version shall prevail.