Overdrafts
Credit facility is deemed necessary
for every business to cope with inevitable cash flow fluctuations by providing
a flexible and cost-effective credit line. To facilitate your business working
capital and other daily financial needs, we are pleased to granting credit line
in advance with flexible security requirements and repayment schemes structured
to match your cash flow projections.
- Provide flexibility as cash can be drawn without the need for special documentation.
- Allow you to avoid returned cheques due to an insufficient credit balance.
- Minimize interest expenses as interest is only charged on credit used.
- Ideal financial tool ready for your operating banking needs
- Convenient way to fund your operational and administrative expenses.
SME Loan Services
In today's commercial world, you have to expand your business
operational capacity in order to ensure high return and obtain
substantial market share.
With a team of professional expertise, BCM
bank is proud to provide you with the best quality of SME
services. We are in full support of the SME Development Plan
sponsored by Macau SAR Government. We actively participate
in the "SME Loan Guarantee Scheme" and "SME
Specific Loan Guarantee Scheme", providing customized
loan service to enterprises for their syndication needs.
Whether you want to restructure or develop
your business, BCM bank is always your best partner!
Working Capital Loans
With our expertise in corporate financing,
we are devoted to tailor loan services to meet the different
customer profiles in different industries. Short to medium
term loans will ease the pressure on working capital and funding
needs in your business planning.
- Provide you with short to medium-term loan service.
- Enable you to upgrade and expand production facilities or purchase new
assets.
- Customized and flexible repayment schedules to complement the cash flow
- Minimize interest expense with reducing balance method calculation.
- Match the loan terms with the useful life of your assets to maintain a
well-planned expansion or cash flow.
Medium and Long Term Loan
BCM bank, with professional
experience in corporate finance, can provide you the loan scheme with the appropriate
period to fit your company’s investment needs. BCM bank will tailor made the
ideal financial solution with the right amount and period, according to the
needs of your company.
- Medium to
long term financing
- Let you upgrade
your company’s assets, equipment, etc., and update for new technologies
- Lets you
have the flexibility to manage the cash flows of your company
- Tailor-made
loan repayment methods to optimize your payments schedule
- Competitive
interest rate
- Combine the loan
period with the economic life of your company’s assets to avoid cash-flows disruptions.
Syndication
As a major banking institution
in Macau, we actively participate with other institutions
and counterparts to finance project that require sizable amount of investments.
For further information, please
call:
| Any BCM Branch |
|
| Corporate Banking Department |
At
8791 0250 |
| Bills Department |
At
8791 0212 |
|
