Ideal Solution To Your Housing Desires!

To get your own perfect home, you have to make smart choices! BCM bank is pleased to offer you comprehensive and personalized Housing Loan packages which help to turn your dream home into a reality!

Unique features giving you total financial control with flexibility:

• Prime Rate Scheme
  Loan interest rate with basis of Prime Rate, which follows the movement of prevailing Prime Rate. Under this scheme interest rate can better reflect the market trend.
  
  
• Fixed-rate Scheme
  If you want to have a steady and foreseeable budget in the initial loan period, you can choose this Fixed Rate Scheme with predefined fixed interest rates locked for the first year of the loan period. You may choose either "Inter-bank Offered Rate Scheme" or "Prime Rate Scheme" for the remaining loan period according to your financial needs.

Flexible Payment Method

• Constant Balance Method
• Reducing Balance Method
• Optional Monthly Payment Scheme

Privilege package plus a range of beneficial features:

• Loan amount up to 90% of property value
• Repayment period up to 25 years
• Affordable interest rates offer
• Waiving handling charge, valuation fee, first year Insurance Premium, Credit Card annual fee and Bonus Point Offers

For application, simply come in person to one of our BCM branches with your I.D. copy, income proof, latest 6 months of bank statement, construction plan, asset declaration and buy / sell contract.

Please visit any BCM branch or contact TeleBCM at 8796 8888 for further information.