We offer a wide variety of savings products ranging from savings accounts to tailor-made Education Plan in order to satisfy the diverse and personal needs of our customers. Besides the normal savings features, some of our savings products contain insurance features that provide you with extra coverage. Learn more about the following savings products and find out which best suits your needs:
Savings Account
The most generic interest-earning deposit account. You can have all the detailed transaction records with a passbook. It is more suitable for flexible financial needs.
Savings Plus Account
Savings Plus Account is a unique savings product with the most benefits. You can enjoy a more favorable monthly payable interest for flexible personal financing. Moreover, you can earn extra 0.25% interest rate by simply making an average increase of MOP/HKD300 or more to your Savings Plus account each month.
Current Account
It offers one of the most convenient means of payment by the checking facility. Besides, the overdraft facility of current account allows you to plan your financial activities with great flexibility because there is no minimum repayment amount requirement.
Multi-Currency Savings Account
Enjoy all the benefits and high returns gained from trading different currencies and make the most of foreign currency investments by choosing from a pool of 9 currencies for savings. Moreover, monthly paid interest lets you enjoy faster interest earnings.
Time Deposit
The deposit period ranges from 7 days to 6 months. If you can set aside a lump sum for a certain period of time, this is the best choice for you to make a time deposit, which offers you the most stable and relatively higher interest rate. Besides, you can choose to deposit with different kinds of foreign currencies, whichever is preferable to you.
New SmartSalary Account
If you would like to enjoy the benefits of a current account and enjoy the interest-earning power of your savings at the same time, New SmartSalary Account would be your right choice. Furthermore, an optional "Personal Accident Insurance" is offered to your SmartSalary account.
Whether you are making savings for flexible financial needs or education plan, our deposit products will surely be your smartest choice. |
