Have you ever counted how much you have put in your lovely home? If you have, you will be amazed to find that the value of your household contents is much more than you expected! With a home that has cumulated so much of your effort and care, imagine how you would feel if it is damaged or destroyed by a household accident.
Macau Insurance understands your everyday needs. We are pleased to present to you Sweet Home Household Protection Plan.
Comprehensive Protection
Fire, Lightning and Explosions
Typhoon
Flood or Water Damage
Landslides
Burglary or Robbery
Malicious Acts or Sabotage Claims on the above coverage can be as high as the sum insured
Personal Accident (covering the insured and family members) Coverage as high as MOP200,000
Third Party Liability (covering the insured, family members, servants and even pets) Coverage as high as MOP1,000,000
Accidental Breakage of Fixed Glass Coverage as high as MOP12,500
Cash Lost Coverage as high as MOP1,000
Demolition and Removal of Debris Coverage as high as MOP75,000
Temporary Loss of Shelter Coverage as high as MOP5,000
Loss of Rent Coverage as high as 10% of the sum insured for a period up to 12 months
And more ...
Monthly Premium
Walls:
Sum Insured
Year 1
Year 2
(NCB=10%)
Year 3 and after
(NCB=20%)
300,000
445.70
401.10
356.60
500,000
742.90
668.60
594.30
800,000
1,188.60
1,069.70
950.90
Household Contents:
Sum Insured
Year 1
Year 2
(NCB=10%)
Year 3 and after
(NCB=20%)
150,000
434.30
390.90
347.40
200,000
514.30
462.90
411.40
250,000
594.30
534.90
475.40
300,000
685.70
617.10
548.60
400,000
868.60
781.70
694.90
500,000
1,028.60
925.70
822.90
No Claim Bonus (NCB)
If no claim is reported, customers will get a No Claim Bonus of 10% after the first year. This No Claim Bonus will be increased to 20% after the second year as long as no claim has been recorded.
Easy Application
The application for Sweet Home is very easy. You may simply fill in the application form at any BCM branch or call TeleBCM at 8796 8888 for enquiries and application.
For a complete description of terms and conditions, please refer to the policy.
