Sweet Home Household Protection Plan
Have you ever counted how much you have put in your lovely home? If you have, you will be amazed to find that the value of your household contents is much more than you expected! With a home that has cumulated so much of your effort and care, imagine how you would feel if it is damaged or destroyed by a household accident.
Macau Insurance understands your everyday needs. We are pleased to present to you Sweet Home Household Protection Plan.
Comprehensive Protection
- Fire, Lightning and Explosions
- Typhoon
- Flood or Water Damage
- Landslides
- Burglary or Robbery
- Malicious Acts or Sabotage
Claims on the above coverage can be as high as the sum insured
- Personal Accident (covering the insured and family members)
Coverage as high as MOP200,000
- Third Party Liability (covering the insured, family members, servants and even pets)
Coverage as high as MOP1,000,000
- Accidental Breakage of Fixed Glass
Coverage as high as MOP12,500
- Cash Lost
Coverage as high as MOP1,000
- Demolition and Removal of Debris
Coverage as high as MOP75,000
- Temporary Loss of Shelter
Coverage as high as MOP5,000
- Loss of Rent
Coverage as high as 10% of the sum insured for a period up to 12 months
And more ...
Monthly Premium
Walls:
Sum Insured |
Year 1 |
Year 2
(NCB=10%) |
Year 3 and after
(NCB=20%) |
300,000 |
445.70 |
401.10 |
356.60 |
500,000 |
742.90 |
668.60 |
594.30 |
800,000 |
1,188.60 |
1,069.70 |
950.90 |
Household Contents:
Sum Insured |
Year 1 |
Year 2
(NCB=10%) |
Year 3 and after
(NCB=20%) |
150,000 |
434.30 |
390.90 |
347.40 |
200,000 |
514.30 |
462.90 |
411.40 |
250,000 |
594.30 |
534.90 |
475.40 |
300,000 |
685.70 |
617.10 |
548.60 |
400,000 |
868.60 |
781.70 |
694.90 |
500,000 |
1,028.60 |
925.70 |
822.90 |
No Claim Bonus (NCB)
If no claim is reported, customers will get a No Claim Bonus of 10% after the first year. This No Claim Bonus will be increased to 20% after the second year as long as no claim has been recorded.
Easy Application
The application for Sweet Home is very easy. You may simply fill in the application form at any BCM branch or call TeleBCM at 8796 8888 for enquiries and application.
For a complete description of terms and conditions, please refer to the policy.
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