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U Plan Promotion

Terms & Conditions

The Promotion Period of the “U Plan Campaign Programme” (“Promotion”) by Banco Comercial de Macau, S.A. (“BCM bank”) is from 16 August to 29 December 2023 (both dates inclusive)(“Promotion Period”).

The Promotion is applicable to Brand New BCM Customers (“Customer”) only. The Promotion do not apply to any existing BCM customers who possessed any BCM service during the past 12 months before the service application date.

Customers who successfully apply for the U Plan Package of BCM bank, which is BCM Credit Card application and current/Savings Account and Securities Trading Account opening ("U Plan"), during the Promotion Period can enjoy the following offers:

3.1. Welcome Offer: Customers who apply U Plan during the Promotion Period can be entitled to Welcome Gift from choices of $100 Nam Kwong Fuel Cash Coupon (“Fuel Coupon”), 4 pcs of BLACK Coffee Coupon (“Coffee Coupon”) or 1 pc of AIRSIM Data Sim Card (“Welcome Gift”).

3.2. Monthly Transaction Reward: Customers who have fulfilled the designated number of Credit Card Spending/Securities Trading transaction (“Transaction”) for the Monthly Transaction Task (“Monthly Transaction Task”) during the first 6 months from account opening can be entitled to the corresponding Cash Coupon Rewards. Shall the Customer fulfilled 3 times or above of the Monthly Transaction Task during the first 6 months of account opening, extra Cash Coupon Rewards will be given.

Monthly Transaction Task

(For the first 6 months from account opening)

Cash Coupon Rewards

Monthly Reward

Minimum 4 Credit Card transaction OR One Securities Trading transaction per month

$50 Fuel Coupon OR 2 pcs of Coffee Coupon per month

Extra Reward

Fulfil the Monthly Task for 3 times or above

$100 Fuel Coupon OR 4 pcs of Coffee Coupon

3.2.1 Each Credit Card transaction must be MOP/HKD200 or above in order to be eligible for the calculation of the Monthly Transaction Task.

3.2.2 Valid Credit Card Transactions exclude MacauPass top-up, MPay top-up, autopay transactions, total installment amount of interest-free installment program, total installment amount of cash-in plan and “Easy-Fun” installment plan, financial charges, fees and other unauthorized transactions.

3.2.3 The calculation of Transaction will be based on the Transaction date and calculated individually by each Credit Card/ Securities Account.

3.2.4 Customer will be notified by SMS notification send by BCM bank to collect the relevant Cash Coupons/Redemption Letter in accordance to the redemption period and venue stated in the SMS. Late redemption will not be accepted.

3.2.5 The Cash Coupons/Redemption Letter cannot be exchanged for cash or other items.

3.3 Securities Investment Savings Plan Handling Fee Wavier: Customers who have subscribed new Securities Investment Savings Plan during the Promotion Period can enjoy up to a maximum of HKD500 handling fee waiver for the first 3 months from the application date.

Each customer can only be entitled to the Welcome Offer once, disregards the number of Account(s) / Credit Cards registered for the Promotion.

Each Customer can only entitled to the Monthly Transaction Reward once per month.

BCM bank is not supplier of the gifts and will not be responsible for the quality and any matters in relation to the gifts. Cardholders should resolve such issues directly with the supplier.

Gifts are offered on first-come-first-served basis with limited supply. In case of stock out, BCM bank has full discretion, at anytime without prior notice, to change to any other item(s) of same value being offered or terminate the offers.

Customer should maintain valid accounts with good financial status in order to entitle to the rewards.

In case of dispute, BCM bank reserve the right for the final decision.

10.

This service/product is not targeted at customers in the EU.

11.

BCM bank reserves the right to amend any of these Terms and Conditions without prior notice.

12.

If this English version of the terms and conditions does not conform to the Chinese version, the Chinese version shall prevail.

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