New SmartSalary Account

“New SmartSalary Account” is a current account featuring payroll service - with savings and credit nature plus personal accident insurance that offers you total flexibility in managing your salary. Make the most out of your current salary with New SmartSalary Account’s unique benefits:

1. Automatic Overdraft Facility (up tp two times* of monthly Salary)
   New SmartSalary Account’s get ready for you, at all time, an overdraft equals to one time or maximum. up to two times* of monthly salary . In case you need it, you just have to withdraw the money from any “JETCO” network ATM machines, giving you a total convenience. The overdraft limit will be automatically adjusted according to the increment of your salary. It’s so simple and easy!
   
   *Subject to the bank’s approval and upper overdraft limit designated by the Bank from time to time.
   
   
2. Multi Interest Earnings
   New SmartSalary Account provides you with Multi Interest Earnings that are paid on monthly basis.

1. Normal Savings Interest
   It is a current account with savings and credit nature plus personal accident insurance and offers you total flexibility in managing your salary.
   
   
2. Monthly Step-Up Interest
   With your New SmartSalary Account, you can entitle to the Monthly Step-Up Interest of 0.03% p.a. if the relevant account can reach the monthly average balance of $200 or above.


Remarks:  The deposit cycle of Monthly Step-Up Interest is counted for a consecutive of 12 months, if in any month within the deposit cycle customer cannot fulfill the required Monthly Average Balance, only normal savings account interest will be granted on that month.

Bonus Interest
Open a New SmartSalary Account and possess other BCM Bank’s products/services, will entitle you to the extra Bonus Interest:

Important notices:

1. Above-mentioned interest rates are subject to the interest rates designated by the Bank form time to time.
2. Customer can received on monthly basis a maximum of up to 1% p.a. form the Multi Interest Earnings (i.e. Normal Savings Interest + Monthly Step-Up Interest+ Bonus Interest). The Bank reserves the right to change the rates from time to time without prior notices.

Other fantastic benefit
Customer can choose to subscribe the “Personal Accident Insurance” which protects against any loss of life or over 50% disability caused by accident on the way to and from customer’s working place