Housing Loan

To get your own perfect home, you have to make smart choices! BCM bank is pleased to offer you comprehensive and personalized Housing Loan packages which help to turn your dream home into a reality!

Unique features giving you total financial control with flexibility:

• Prime Rate Scheme
  Loan interest rate with basis of Prime Rate, which follows the movement of prevailing Prime Rate. Under this scheme interest rate can better reflect the market trend.

Flexible Payment Method

• Constant Balance Method
• Reducing Balance Method
• Optional Monthly Payment Scheme

Privilege package plus a range of beneficial features:

• Repayment period up to 25 years
• Affordable interest rates offer
• Waiving handling charge, valuation fee, first year Insurance Premium, Credit Card annual fee and Bonus Point Offers

For application, simply come in person to one of our BCM branches with your I.D. copy, income proof, latest 6 months of bank statement, construction plan, asset declaration and buy / sell contract.