Amore Savings Protection Plan

Everyone is working hard for their dreams throughout their life journey and aspires to achieve their financial goals with ease as soon as possible. Tahoe Life Insurance Company (Macau) Limited (“Tahoe Life”)’s Amore Savings Protection Plan (the Plan) not only addresses your needs of savings and protection, but may also help you achieving your goals  by providing potential returns.

Plan Features:

Three Different Premium Payment Term at Choice
To fit your financial situation, three premium payment terms available: 3 years, 6 years and 9 years. The premium is guaranteed to remain unchanged once it is determined, facilitating better financial planning for your future.

Guaranteed Cash Payment Every Year
The guaranteed cash payment, equivalent to 1.5% (for 3-year & 6-year premium payment term) or 2% (for 9-year premium payment term) of the guaranteed maturity benefit, will be payable on the 1 ^st policy anniversary date and every policy anniversary date thereafter until the age of 100 of the insured, the surrender of the policy or the death of the insured, whichever is earlier. You may choose to leave the guaranteed cash payments in the policy to earn interest, receive them in cash or apply them towards future premium payments.

Annual Dividends and Terminal Dividend
An annual dividend will be payable on the policy anniversary date. You may choose to leave the annual dividends in the policy to earn interest, receive them in cash or apply them towards future premium payments. If the policy has been effective for 10 years, it will also bring you additional returns by providing dividend upon the surrender of the policy, the maturity of the policy or the death of the insured. Both the annual dividends and terminal dividend are not guaranteed.

No Medical Underwriting
If you apply for the basic plan only, no health declaration and medical underwriting are required. You could instantly kick start your savings plan.

Accidental Death Benefit
The Plan provides an Accidental Death Benefit. Its coverage is equivalent to 50% of the total premiums due and paid of the basic plan of the policy, up to USD 6,250 (per insured), providing added protection to you and your loved ones.

Savings and Life Insurance in One
The Plan provides savings returns as well as life insurance up to the age of 100 of the insured, offering comprehensive protection for you and your loved ones. In the unfortunate event of the death of the insured, the designated beneficiary will receive the amount of death benefit.

Additional Protection
Additional protection can be chosen at your need, such as Waiver of Premium Benefit or Payor Benefit, which can make the protection even more comprehensive.

For more product details, please visit Tahoe Life’s website.

Plan Cover:

Remarks:

1. Interest rate on annual dividends and guaranteed cash payment are not guaranteed, subject to change and will be determined by Tahoe Life at its discretion.
2. Annual dividends and terminal dividend are not guaranteed, subject to change and will be determined by Tahoe Life at its discretion.
3. The above information is for reference only. For a complete description of the terms and conditions, please refer to the policy.