BCM 澳門商業銀行

Individuals

VIP Banking

SME

Corporate

e-Services Login

Star Rewards Account Mission Rewards

Action now! Complete missions to earn up to 880,000 Bonus Points (up to equiv. of 88,000 Asia Miles)!

Open brand new "Account + Credit Card" during the Promotion Period to earn Bonus Points through fund deposit, investment or Credit Card spending! Get ready for your journey!

Welcome Reward

Customer who newly opens Star Rewards Account and applies UnionPay Dual Currency Diamond Card or UnionPay Dual Currency Platinum Card “Miles Reward” during the Promotion Period, can enjoy:

10,000 BPs

(equiv. up to 1,000 Asia Miles)

Deposit Reward
Customers who deposit designated amount of new fund during the Promotion Period and maintain in the Account for 6 consecutive months can enjoy up to 800,000 Bonus Points (up to equiv. of 80,000 Asia Miles)
Tiers of New Fund Deposit Amount (MOP/HKD)		Enjoy Bonus Points Rewards per every MOP/HKD100,000
$100,000 - $500,000		60,000 BPs (equiv. up to 6,000 Asia Miles)
$600,000 or above		80,000 BPs (equiv. up to 8,000 Asia Miles)

Investment & Securities Trading Reward
Customers who subscribe the designated products/ services with Star Reward Account and accumulate investment transaction amount during the Promotion Period can enjoy Bonus Points Reward correspondingly:
Product Type	Accumulated Investment Transaction Amount (HKD or its equivalent)	Bonus Points Reward
New-to-Product ELI / ELIR	$200,000 or above	10,000 BPs (equiv. up to 1,000 Asia Miles)
Open Securities Trading Account	$10,000 or above	5,000 BPs (equiv. up to 500 Asia Miles)
Portfolio Transfer	$10,000 or above	5,000 BPs (equiv. up to 500 Asia Miles)

Credit Card Spending Reward

Customers who have made accumulated transaction amount of MOP3,000 or above in a single calendar month with registered Eligible Credit Card during the Promotion Period can be entitled to Bonus Points Rewards for the Eligible Transaction amount in accordance to the following transaction categories:

Overseas Transaction

2 Times

Local Transaction

1.5 Times

Remarks:

- Spending Reward is only applicable to the first 1,000 registered Customers during the Promotion Period.

- Each Eligible Transaction is required to be minimum MOP300 in order to be counted into the spending accumulation.

- All transactions made in mainland China are not applicable to the Spending Reward.

- The Bonus Points Reward includes the basic Bonus Points earned from the Bonus Point scheme of the related Credit Card types.

- Each customer is limited to be entitled to a maximum of extra 10,000 Bonus Points per month disregard the number of Credit Card(s) he/she registered.

Promotion Period
09/06/2025 - 31/10/2025

Terms and conditions applied. This service/product is not targeted at customers in the EU.

Terms & Conditions:

1.	1. The Promotion Period of the “Star Rewards Account Mission Rewards” (“Promotion”) organized by Banco Comercial de Macau, S.A. (“BCM”) is from 9 June 2025 until 31 October 2025, with both dates inclusive (“Promotion Period”).
2.	Welcome Reward
	2.1	Customers who newly open Star Rewards Account (“Account”) and apply BCM UnionPay Dual Currency Diamond Card/ UnionPay Dual Currency Platinum Card “Miles Reward” (“Eligible Credit Card”) during the Promotion Period, can be entitled to 10,000 Bonus Points.
	2.2	The Welcome Reward is only applicable to brand new customers or existing customers without any records of the Account opening and the Eligible Credit Card application in past 12 months.
	2.3	Each customer can be entitled to the Welcome Reward once only, regardless of the number of the Account opened or the Eligible Credit Card applied.
3.	Deposit Reward
	3.1	Customers who deposit designated New Fund Amount (“New Fund”) during the Promotion Period and hold fund in the Account for 6 consecutive months (“Deposit Period”) can be entitled to the corresponding Bonus Points Reward:
	3.1.1	For New Fund amount between MOP/HKD 100,000 to 500,000, customer can enjoy 60,000 Bonus Points for every MOP/HKD100,000 New Fund deposited;
	3.1.2	For New Fund amount of MOP600,000 or above, customer can enjoy 80,000 Bonus Points for every MOP/HKD100,000 New Fund deposited.
	3.2	Shall customers request to cancel the holding of the New Fund before the maturity date of the Deposit Period, the qualification to the Deposit Reward will be forfeited. An administration fee of MOP170 for every 10,000 Bonus Points received will be deducted from the relevant account if the Deposit Reward has already been given.
	3.3	Each Customer can only be entitled to the Deposit Reward once and the maximum Bonus Points can be earned for each customer is 800,000 Bonus Points.
	3.4	The Deposit Reward is applicable to New Fund only and subjected to the BCM’s record.
4.	Investment & Securities Trading Reward
	4.1	ELI/ ELIR Reward:
		Customer who has never subscribed ELI/ELIR with BCM in the past 12 months or above can enjoy 10,000 Bonus Points for making successful subscription of ELI/ELIR with accumulated investment amount of HKD200,000 or above during the Promotion Period.
	4.2	Securities Trading Account Reward:
		Customers who have opened NEW Securities Trading Account and make accumulated buy/ sell transaction of HKD10,000 or above during the Promotion Period can enjoy 5,000 Bonus Points.
	4.3	Portfolio Transfer Reward:
		Customers who have transferred Securities Trading Portfolio to BCM and made accumulated buy/ sell transaction of HKD10,000 or above during the Promotion Period can enjoy 5,000 Bonus Points.
	4.4	Each Customer can only be entitled to the ELI/ELIR Reward, Securities Trading Account Reward and Portfolio Transfer Reward once each. In addition, the accumulated buy/ sell transaction amount for Securities Trading Account Reward and Portfolio Transfer Reward will be counted separately.
5.	Credit Card Spending Reward (“Spending Reward”)
	5.1	Customers who have made accumulated transaction amount of MOP3,000 or above in a single calendar month with registered Eligible Credit Card (“Eligible Transaction”) during the Promotion Period can be entitled to Bonus Points Rewards for the Eligible Transaction amount in accordance to the following transaction categories (“Bonus Points Reward”):
	5.1.1	Overseas transaction can be entitled to 2 times Bonus Points Rewards, whilst local transaction can be entitled to 1.5 times Bonus Points Rewards.
	5.1.2	Each Eligible Transaction is required to be minimum MOP300 in order to be counted into the spending accumulation.
	5.1.3	The following transaction items are excluded (but without limitation to): all transactions made in mainland China, any Credit Card installment program, Macau Pass and MPay related top-up transaction, casino chips, gambling nature transactions, balance transfer, autopay, cash advance, credit card annual fee, charges, handling fee, interest or financial charges, mail orders, telephone purchase orders, cheque payment, late fee, unposted/ cancelled/ refunded and unauthorized transactions plus any other transaction defined by BCM from time to time.
	5.1.4	The Bonus Points Reward includes the basic Bonus Points earned from the Bonus Point scheme of the related Credit Card types.
	5.1.5	Each customer is limited to be entitled to a maximum of extra 10,000 Bonus Points per month disregard the number of Credit Card(s) he/she registered.
	5.2	Cardholders are required to register the Eligible Credit Card(s) online at BCM website within the Promotion Period in order to enroll into the Spending Reward offer。
	5.3	The Principal and Supplementary Credit Cards should be registered individually. No late registration will be accepted.
	5.4	Spending Reward is only applicable to the first 1,000 registered Customers during the Promotion Period.
	5.5	Spending on the Principal Card and Supplementary Card will be individually calculated.。
6.	The earned Bonus Points from the Promotion will be converted to Asia Miles (“Miles”) at the conversion rate which is every 10 Bonus Points to 1 Mile for UnionPay Diamond Card and every 15 Bonus Points to 1 Miles for UnionPay Platinum Card respectively.
7.	The Miles will be credited to the designated Cathay membership account before 31 January 2026 automatically, whilst basic Bonus Point obtained from the Account will be converted to Asia Miles and credited to designated Cathay membership account automatically as prevailing practice.
8.	In the event of cancellation of the Account or Eligible Credit Card during the Promotion Period, all rewards earned from the Promotion will be forfeited automatically.
9.	Customer should maintain valid Accounts and/or Credit Card account with good financial status in order to be entitled to the above offers.
10.	The Promotion cannot be used in conjunction with BCM’s other offers.
11.	Terms and Conditions for Star Rewards Level Upgrade and Bonus Point Rewards apply.
12.	Cathay terms and conditions apply.
13.	Asia Miles Limited accepts no liability in relation to this Promotion or any services or products provided and/or sold by BCM.
14.	This service/ product is not targeted at customers in the EU.
15.	BCM reserves the right to amend the Terms & Conditions or terminate the above offers at any time without prior notice.
16.	In case of discrepancy in interpretation between the Chinese and English versions of these terms and conditions, the Chinese version shall prevail.

Online registration

Visit our branch

Enquiry

Related Services and Promotions

BCM UnionPay Dual Currency Diamond Card

Enjoy Asia Miles Rewards as low as $10 per Asia Mile!

Detail>