| 1. |
Applicants have to successfully apply for BCM Credit Card (“Credit Card”) of Banco Comercial de Macau, S.A. (“BCM”) between 19 January and 30 April 2026, with both dates inclusive (“Promotion Period”) to enjoy the offer. |
| 2. |
Designated Credit Cards are BCN BUZZ Visa Platinum Credit Card, BCM Visa Signature Credit Card, BCM World Mastercard, or BCM UnionPay Dual Currency Diamond Card (“Designated Credit Card”). |
| 3. |
Approval Offer and Welcome Offer is applicable to BRAND NEW BCM Credit Cardholders only. These offers do not apply to any existing BCM Credit Cardholders OR customers who possessed any BCM Credit Card or Co-branded Credit Card during the past 12 months before the Credit Card application date. |
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Designated Credit Card |
| 4. |
Customers who successfully applied for designated Credit Card can enjoy a total of HKD600 Digital Cash Coupon at Klook.com. ("Approval Offer") |
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4.1 The total HKD600 Klook.com cash coupons include one “Hotels” cash coupon of HKD300, one “Tours & Experiences” cash coupon of HKD200, and one “Car Rentals” cash coupon of HKD100. The validity of the cash coupons is until 31 December 2026. |
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4.2 The cash coupons will be delivered in the form of unique coupon code to designated Credit Cardholders within 4 to 6 weeks after the card issuance. Cardholders shall settle the payment at Klook with the above designated Credit Card in order to redeem the cash coupons. |
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4.3 The relevant cash coupons are not transferable or redeemable for cash. Customers must keep their unique discount codes safe, report loss of the discount code(s) will not be accepted. BCM is not obliged to re-issue the discount code. |
| 5. |
Customers who successfully applied for designated Credit Card for the first time and make make purchase of at least MOP6,800 (including cash advance) within the first two months of card issuance can enjoy MOP380 Credit Card Cash Rebate. ("Welcome Offer") |
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5.1 The Credit Card Cash Rebate will be credited directly to the relevant Credit Card within 4 to 6 weeks after the designated spending amount is fulfilled. |
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5.2 Valid transactions for Welcome Offer exclude spending at Klook.com, MacauPass and MPay related transactions, total installment amount of interest-free installment program, total installment amount of cash-in plan and “Easy-Fun” installment plan, financial charges, fees and other unauthorized transactions. |
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All BCM Credit Card |
| 6. |
Customers who successfully applied for Credit Card for the first time and make make purchase of at least MOP3,800 (including cash advance) within the first two months of card issuance can enjoy MOP250 Credit Card Cash Rebate. ("Welcome Offer") |
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6.1 The Credit Card Cash Rebate will be credited directly to the relevant Credit Card within 4 to 6 weeks after the designated spending amount is fulfilled. |
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6.2 Valid transactions exclude MacauPass and MPay related transactions, total installment amount of interest-free installment program, total installment amount of cash-in plan and “Easy-Fun” installment plan, financial charges, fees and other unauthorized transactions. |
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| 7. |
The accumulation of transactions will be based on transaction date and calculated individually by each Credit Card. |
| 8. |
Each Credit Cardholders can enjoy the Approval Offer and Welcome Offer only ONE time disregards the number of BCM Credit Card he/she possesses/applied. |
| 9. |
Cardholder who has been rewarded the Approval Offer and/or Welcome Offer and terminates the BCM Credit Card within 12 months from card issuance, is subject to a handling charge of HKD600 and/or MOP380 or 250 to be debited from the Cardholder’s account. |
| 10. |
Transaction eligibility shall be determined at the sole and absolute discretion of BCM according to the merchant codes issued by Visa International/ Mastercard Asia/Pacific (Hong Kong) Limited/ UnionPay International. |
| 11. |
Approval Offer and Welcome Offer is only available to cardholders, whose new card accounts are determined in the sole discretion of BCM to be in good standing, remain valid and not in default during the spending period and when the rewards are issued. BCM will have the sole discretion in determining a cardholder’s entitlement to the Welcome Offer, and reserves the right to disqualify any cardholder from enjoying these Welcome Offer for any reason. |
| 12. |
This service/product is not targeted at customers in the EU. |
| 13. |
BCM reserves the right to amend any of these Terms and Conditions without prior notice. |
| 14. |
If this English version of the terms and conditions does not conform to the Chinese version, the Chinese version shall prevail. |