Register your BCM Credit Card and make transactions of local / overseas retail or online purchase during the Promotion Period to enjoy up to 8% Cash Rebate！ 

Customers who make at least 5 eligible transactions* and accumulate designated amount by each Credit Card can be entitled to the following cash rebate according to the range of accumulated spending amount:

*Each spending transaction must be MOP/HKD400 or above in order to be eligible for the spending accumulation.
*The offer is not applicable to Chinese Mainland transaction made by UnionPay Dual Currency Credit Card.
^Each customer can be entitled to a maximum rebate amount of MOP/HKD400.

Example

Remark: 

• Transaction eligibility shall be determined at the sole and absolute discretion of the Bank according to the merchant codes issued by Visa International/ Mastercard Asia/Pacific (Hong Kong) Limited/ UnionPay International.
• The Promotion is only applicable to first 2,000 registered customers.
• Cardholders are required to register for the Eligible Credit Card(s) online at BCM website within the Promotion Period in order to be entitled to the Promotion. The Principal and Supplementary Credit Cards should be registered individually. No late registration will be accepted.

Terms & Conditions:

1. The Promotion Period of “Travel & Shopping Winter Reward” (“Promotion”) is from 5 December 2025 to 18 January 2026 with both dates inclusive (“Promotion Period”).
2. The Promotion is applicable to Credit Cards and Co-branded Credit Cards (including Principal Cards and Supplementary Cards) issued by Banco Comercial de Macau, S.A. (“BCM”) (“Eligible Credit Card”).
3. Cardholders are required to register for the Eligible Credit Card(s) online at BCM website within the Promotion Period in order to be entitled to the Promotion. The Principal and Supplementary Credit Cards should be registered individually. No late registration will be accepted.
4. The Promotion is only applicable to the first 2,000 registered customers (“Customers”).
5. Eligible Transaction refers to local/overseas retail purchase or online transaction made with Eligible Credit Card, with a minimum spending amount of MOP/HKD400 per transaction (“Eligible Transaction”). The following transaction types are excluded: all transactions made in Chinese Mainland  with any BCM UnionPay Credit Card, any Credit Card installment program, Macau Pass and MPay related transaction, casino chips, gambling nature transactions, balance transfer,  autopay, cash advance, credit card annual fee, charges, handling fee, interest or financial charges, mail orders, telephone purchase orders, cheque payment, late fee, unposted/cancelled/refunded and unauthorized transactions, plus any other transaction defined by BCM from time to time.
6. Customers who make at least 5 Eligible Transactions within Promotion Period can enjoy the corresponding Cash Rebate ("Cash Rebate") according to the range of the accumulated Eligible Transactions amount:
   6.1     Accumulate spending amount of the first MOP/HKD2,000 to 5,000 can be entitled to Cash Rebate of 3%, whilst the accumulate spending amount from MOP/HKD5,000 thereafter can be entitled to Cash Rebate of 8%;
   6.2     The related Cash Rebate percentage is only applicable to the corresponding amount range of the accumulated spending;
   6.3     Each customer is limited to entitle to a maximum of MOP/HKD400 Cash Rebate disregard the number of Credit Card(s) he/she registered.
   6.4     Spending on the Principal Card and Supplementary Card will be individually calculated.
7. Cash Rebate will be rebated to Eligible Credit Card account before 4 February 2026.
8. Cardholders should maintain valid BCM Credit Card and with good financial status in order to entitle to the Promotion.
9. If the Credit Card or any related transaction is found cancelled or ineligible, which had been calculated for the Promotion after the Cash Rebate has been credited, and resulted in the transactions failing to meet the designated amount, BCM has the right to debit the value of the Cash Rebate from the relevant Credit Card account or any other bank account possessed by cardholder in BCM in case the Credit Card account is invalid without prior notice.
10. The Promotion cannot be used in conjunction with other promotional offers. In case of conjunction with other promotions, this Promotion shall prevail.
11. BCM reserves the right to amend any of these terms and conditions without prior notice.
12. This service/product is not targeted at customers in the EU.
13. In case of dispute, the Bank reserves the right for the final decision.
14. If there is any inconsistency between the English and Chinese version of these terms and conditions, the Chinese version shall prevail.