| 1. |
The Promotion Period of U.S. Stock Trading Service Campaign (“Promotion”) by Banco Comercial de Macau, S.A. (“BCM”) is from 4 April 2026 to 30 June 2026, with both dates inclusive (“Promotion Period”). |
| 2. |
Welcome Reward |
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2.1 Customers who have successfully opened New U.S. Stock Trading Account and New Investment Service during the Promotion Period will receive a welcome gift - Multifunctional LED lamp. |
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2.2 Gifts are offered on first-come-first-served bases with limited supply. |
| 3. |
Referral Offer |
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3.1 Existing BCM customer (“Referrer”) who successfully refer brand new BCM U.S. Stock Trading Account customers during the Promotion Period to make at least one U.S. Stock Trading transaction within 3 months of account opening (“Successful Referral”) can be entitled to the corresponding cash rebate. |
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Successful Referral
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Referrer Reward per Referral (HKD)
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Referee Welcome Reward (HKD)
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New CIF
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$100
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$100
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Existing CIF
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$50
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$50
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3.2 Each Referrer can be entitled to the referral offer up to 10 times with a maximum cash rebate amount of HKD1,000, whilst each Referee can enjoy Rebate once regardless of the number of customers being referred. |
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3.3 New BCM U.S. Stock Trading Account refers to customers who have not possessed any BCM U.S. Stock Trading account during the past 12 months |
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3.4 The offer is not applicable to BCM staff. |
| 4. |
Transaction Brokerage Fee Welcome Offers |
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4.1 Brokerage Fee Waiver Offer |
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4.1.1 Customers who have opened NEW U.S Stock Trading Account during the Promotion Period (“Customer”) can be entitled to transaction Brokerage Fee Waiver (“Brokerage Fee Waiver”) for the first month, with a maximum amount of USD168 per customer. Upon the Brokerage Fee Waiver has reached the maximum amount, the transaction thereafter will be able to enjoy 50% discount on the brokerage fee. |
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4.2 Brokerage Fee Discount Offer |
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4.2.1 Subsequently, Customers can enjoy 50% Waiver Discount off on transaction brokerage fee of USD0.009 per share with a minimum amount of USD6 for normal customers and USD5 for VIP customers per trade (“Waiver Discount”) respectively from the 2nd to the 4th month upon successful U.S. Stock Trading Account opening during the Promotion Period. |
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4.3 The Brokerage Fee Waiver and Waiver Discount will be rewarded in terms of cash rebate (“Rebate) and automatically deposited into the relevant settlement account after the Promotion Period. |
| 5. |
USD Star Rewards Account Rewards |
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5.1 Customers who have successfully opened New USD Star Rewards Account and New U.S. Stock Trading Account during the Promotion Period, can be entitled to 18,000 Bonus Points, whilst New VIP Banking customer can be entitled to 38,000 Bonus Points respectively. |
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5.2 New VIP Banking Customer refers to customers who have not joined BCM VIP Banking Service in the past 12 months. |
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5.3 The earned Bonus Points from the Promotion will be converted to Asia Miles (“Miles”) at the conversion rate which is every 10 Bonus Points to 1 Mile for UnionPay Diamond Card and every 15 Bonus Points to 1 Mile for UnionPay Platinum Card respectively. |
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5.4 The Miles will be credited to the designated Cathy membership account before 30 September 2026 automatically, whilst basic Bonus Point obtained from the Account will be converted to Asia miles and credited to designed Cathay membership account automatically as prevailing practice. |
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5.5 Terms and Conditions for Star Rewards Level Upgrade and Bonus Point Rewards apply. |
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5.6 Cathay terms and conditions apply. |
| 6. |
Each Customer can only be entitled to the above Offers once subjected to the bank’s record, regardless of the number of accounts opened. |
| 7. |
Should Customer closed the relevant accounts before the Rebate and Bonus Points are credited, the entitlement will be automatically forfeited. |
| 8. |
Relevant accounts should maintain good financial status during the entire Promotion Period in order to be entitled to the above offers. |
| 9. |
In case of dispute, BCM reserves the right for the final decision. |
| 10. |
This service/product is not targeted at customers in the EU. |
| 11. |
BCM reserves the right to amend any of these terms and conditions without prior notice. |
| 12. |
If there be any inconsistency between the English and Chinese version of these terms and conditions, the Chinese version shall prevail. |
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