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Savings+ Account Promotion Campaign

條款及細則

The Promotion Period of the "Savings+ Account Promotion Campaign" (“Promotion”) by Banco Comercial de Macau, S.A. (“BCM bank”) is from 1 April until 30 April 2020 with both dates inclusive (“Promotion Period”).

Festival Welcome Gift Offer: Brand new customers and VIP customers who open new Savings+ Account with minimum MOP/HKD10,000 initial deposit can entitle to welcome gift – Two Mini Cans of Abalone and Dried Scallop Gift Box (Gift) respectively.

2.1 Each customer can entitle to the Gift one time only, regardless of the number of Savings+ Account opened.

2.2 Gift cannot be exchanged for cash or other items.

2.3 Gifts are limited and available on a first-come-first-served basis while stock lasts. In case of stock out, BCM bank has full discretion, at any time without prior notice, to change to any other Gifts being offered.

2.4 BCM bank is not the supplier of the Gifts and will not be responsible for the quality of the products/services provided by the suppliers.

Special Interest Rate Offer:

3.1 Extra Interest Reward: During the Promotion Period, customer who opens a new Savings+ Account (MOP/HKD) and fulfill the average deposit requirements can entitle to extra interest rewards (“Interest Rewards”) for the first 12 months as stipulated below:

Increment in Monthly Average Balance of Savings+ Account

Interest Rewards (per annum)

An increase of MOP/HKD300 or above per month

Monthly Interest Reward:

An extra Interest of 0.25% p.a.

An increase of MOP/HKD300 or above for 12 months consecutively

Annual Interest Reward:

An extra Interest of 1.00% p.a.

3.1.1 The deposit period for this plan is 12 months consecutively (“Deposit Cycle”).

3.1.2 Each customer can only entitle to one Savings+ account with Interest Rewards for each currency of MOP/HKD.

3.1.3The Monthly Interest Reward will be deposited to the relevant account on the first calendar date of each month, while the Annual Interest Reward will be deposited on the first calendar date of the 13th month from the account opening date.

3.1.4 Automatic renewal upon the expiry of the Deposit Cycle is not applicable to this Promotion. The interest calculation will be resumed to normal thereafter based on the prevailing interest rate for Savings+ Account.

3.2. Cash Rebate Reward: During the Promotion Period, customer who opens a new Savings+ Account and deposit and hold new fund of at least MOP/HKD10,000 in the account for 3 consecutive months (“Hold Fund Period”), the customer can entitle to cash rebate (“Cash Rebate”) equals to 1% annual interest of the held fund amount for the Hold Fund Period.

3.2.1 The Cash Rebate will be deposited in the relevant Savings+ Account on the following month upon account opening.

3.2.2 Shall the customer withdraw the held fund during the Hold Fund Period, the relevant Cash Rebate rewarded will be automatically deducted from the account.

3.2.3 Each Customer can enjoy the Cash Rebate Reward only ONE time disregards the number of Savings+ Account he/she opened.

BCM bank has full discretion in determining or amending the Interest Rates from time to time with prior notice to Customers.

The offers of the Promotion cannot be used in conjunction with BCM bank’s other offers.

This service/product is not targeted at customers in the EU.

BCM bank reserves the right to amend the Terms & Conditions or terminate the above offers at any time without prior notice.

In case of discrepancy in interpretation between the Chinese and English versions of these terms and conditions, the Chinese version shall prevail.

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