Super Saver Protection Plan

Are there some financial goals on your bucket list which have been set aside for a long time? A plan with guaranteed return could help you achieve your goals. Tahoe Life’s Super Saver Protection Plan (the “Plan”) addresses your savings needs as well as protection needs. With 2 years premium paid, you can enjoy 5 years of protection. It also brings you guaranteed return which helps you accumulate wealth steadily and effectively within a designated timeframe.

Plan Features:

Guaranteed Return Rate Up to 3.5% p.a.
The policy currency is in USD. When the policy matures (i.e. on the 5th policy anniversary date), the Plan will provide you with a guaranteed Maturity Benefit1 of 116.25% of the total premium paid, which is equivalent to a guaranteed return rate of 3.4% p.a..

If you choose to prepay your 2nd year premium at the time of policy application, you can enjoy guaranteed Maturity Benefit1 of 118.75% of the total premium paid, which is equivalent to a guaranteed return rate of 3.50% p.a.. It helps you accumulate wealth easier and achieve your savings target within an expected timeframe.

Accumulate Prepaid Premium at Guaranteed Interest Rate of 4.45% p.a
You can choose to prepay your 2nd year premium at the time of policy application to help you save on premium. The prepaid premium will be accumulated at a guaranteed interest rate of 4.45% p.a.. The guaranteed interest will only be used for the settlement of the 2nd year premium, you are only required to pay the net premium after deducting the guaranteed interest.

2-year Short Premium Payment Term with 5-year Benefit Term
The premium payment term of the Plan is just 2 years, while the benefit term is 5 years. The premium is guaranteed to remain unchanged once it is determined and will not be increased with your age, facilitating better financial planning for your future.

Life Protection
The Plan provides savings returns as well as life insurance, offering additional protection for you and your loved ones. In the unfortunate event of the death of the insured, the designated beneficiary will receive a Death Benefit which is equivalent to 105% of the total premiums due and paid or guaranteed cash value (whichever is higher), less any indebtedness of the policy.

Accidental Death Benefit
The Plan provides an additional Accidental Death Benefit. Its coverage is equivalent to 100% of the total premiums due and paid, up to USD 160,000 (per insured), providing added protection to you and your loved ones.

No Medical Underwriting
Simple application procedure with no health declaration and medical underwriting are required. You could instantly kick start your savings plan after the simplified approval process is completed.

For more product details, please visit Tahoe Life’s website.

Plan Cover:

Remarks:

1. The above information is for reference only. For a complete description of the terms and conditions, please refer to the policy.