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Investment Service Reward Program

條款及細則

1.	The Promotion Period of “Investment Service Reward Program” (“The Promotion”) by Banco Comercial de Macau, S.A. (“BCM bank”) is from 2 April to 28 June 2024, with both dates inclusive (“Promotion Period”).
2.	New-to-Product Customers Welcome Offer
	2.1	The offer is applicable to new or existing customers who has no transaction on the following types of products in past 12 months or above (“Eligible Customers”).
	2.2	Eligible Customers who have successfully subscribe the following products during the Promotion Period can enjoy the corresponding special commission rate or ONCE-OFF cash reward as below:
	2.2.1	UT Special Commission Rate Offer
	2.2.1.1	Customers can enjoy UT special commission rate of 0.3%, whilst VIP customers can enjoy 0.15% respectively.
	2.2.1.2	Each customer is limited to enjoy the special commission rate at a maximum investment amount of HKD200,000.
	2.2.2	Cash Reward Offer
	2.2.2.1	Customers can enjoy cash reward of HKD1,000 for accumulated Bond investment amount of HKD1,000,000 or above, whilst VIP customers can enjoy HKD2,000;
	2.2.2.2	Customers can enjoy cash reward of HKD500 for accumulated ELI/ELIR investment amount of HKD200,000 or above, whilst VIP customers can enjoy HKD1,000;
	2.2.2.3	Customers can enjoy cash reward of HKD100 for accumulated CLI investment amount of HKD200,000 or above, whilst VIP customers can enjoy HKD200.
	2.2.2.4	Customers can enjoy cash reward of HKD400 for accumulated CLPGI investment amount of HKD500,000 or above, whilst VIP customers can enjoy HKD800.
	2.3	The accumulated investment amount of each type of product should be counted separately.
3.	Investment Transaction Reward
	3.1	Customers who subscribe minimum accumulated UT investment amount of HKD600,000 during the Promotion Period can be entitled to the corresponding Cash Reward as below:
	3.1.1	Customers can enjoy Cash Reward of HKD200 for every HKD200,000 of accumulated UT investment amount, whilst VIP customers can enjoy HKD400 Cash Reward respectively;
	3.1.2	Only UT transaction with commission rate of 1.5% or above will be eligible for entitling to the offer.
	3.2	Customers who subscribe minimum accumulated Bond investment amount of HKD1,000,000 during the Promotion Period can be entitled to the corresponding Cash Reward as below:
	3.2.1	Customer can enjoy Cash Reward of HKD150 for every HKD200,000 of accumulated Bond investment amount, whilst VIP customers can enjoy HKD300 Cash Reward respectively.
	3.2.2	Only Bond transaction with commission rate of 0.8% or above will be eligible for entitling to the offer.
	3.3	Customers who subscribe minimum accumulated ELI/ELIR investment amount of HKD200,000 during the Promotion Period can be entitled to the corresponding Cash Reward as below:
	3.3.1	Customer can enjoy Cash Reward of HKD200 for every HKD200,000 of accumulated ELI/ELIR investment amount, whilst VIP customers can enjoy HKD400 Cash Reward respectively.
	3.4	Customers who subscribe minimum accumulated CLPGI investment amount of HKD500,000 during the Promotion Period can be entitled to the corresponding Cash Reward as below:
	3.4.1	Customer can enjoy Cash Reward of HKD50 for every HKD200,000 of accumulated CLPGI investment amount, whilst VIP customers can enjoy HKD100 Cash Reward respectively.
	3.4.2	Only CLPGI transaction with commission rate of 0.5% or above (annualized) will be eligible for entitling to the offer.
	3.5	Each customer can be entitled to a total maximum Cash Reward amount of HKD20,800.
4.	Transfer-in UT from other banks Cash Reward
	4.1	Customers can enjoy the corresponding Cash Reward upon successfully transferring in UT from other banks to BCM bank during the Promotion Period:
	4.1.1	Normal customers can enjoy Cash Reward of HKD100 for every accumulated HKD300,000 of UT transferal, whilst VIP customers can enjoy cash reward of HKD200 respectively.
	4.2	Customers can be entitled to a maximum Cash Reward amount of HKD3,800, whilst VIP customers can be entitled to HKD8,200 respectively.
	4.3	Relevant UT units cannot be transferred out within 6 months after transferring in.
5.	All Cash Rewards of the Promotion will be automatically deposited into the related settlement account.
6.	Shall customers closed the relevant accounts before the Cash Rewards are credited, the related Cash Rewards will be automatically forfeited.
7.	The relevant accounts should maintain good financial status during the entire Promotion Period in order to entitle to the above offers.
8.	In case of dispute, BCM bank reserves the right for the final decision.
9.	This service/product is not targeted at customers in the EU.
10.	The Bank reserves the right to amend any of these terms and conditions without prior notice.
11.	If there be any inconsistency between the English and Chinese version of these terms and conditions, the Chinese version shall prevail.

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Investment Service Reward Program

條款及細則

1.	The Promotion Period of “Investment Service Reward Program” (“The Promotion”) by Banco Comercial de Macau, S.A. (“BCM bank”) is from 2 April to 28 June 2024, with both dates inclusive (“Promotion Period”).
2.	New-to-Product Customers Welcome Offer
	2.1	The offer is applicable to new or existing customers who has no transaction on the following types of products in past 12 months or above (“Eligible Customers”).
	2.2	Eligible Customers who have successfully subscribe the following products during the Promotion Period can enjoy the corresponding special commission rate or ONCE-OFF cash reward as below:
	2.2.1	UT Special Commission Rate Offer
	2.2.1.1	Customers can enjoy UT special commission rate of 0.3%, whilst VIP customers can enjoy 0.15% respectively.
	2.2.1.2	Each customer is limited to enjoy the special commission rate at a maximum investment amount of HKD200,000.
	2.2.2	Cash Reward Offer
	2.2.2.1	Customers can enjoy cash reward of HKD1,000 for accumulated Bond investment amount of HKD1,000,000 or above, whilst VIP customers can enjoy HKD2,000;
	2.2.2.2	Customers can enjoy cash reward of HKD500 for accumulated ELI/ELIR investment amount of HKD200,000 or above, whilst VIP customers can enjoy HKD1,000;
	2.2.2.3	Customers can enjoy cash reward of HKD100 for accumulated CLI investment amount of HKD200,000 or above, whilst VIP customers can enjoy HKD200.
	2.2.2.4	Customers can enjoy cash reward of HKD400 for accumulated CLPGI investment amount of HKD500,000 or above, whilst VIP customers can enjoy HKD800.
	2.3	The accumulated investment amount of each type of product should be counted separately.
3.	Investment Transaction Reward
	3.1	Customers who subscribe minimum accumulated UT investment amount of HKD600,000 during the Promotion Period can be entitled to the corresponding Cash Reward as below:
	3.1.1	Customers can enjoy Cash Reward of HKD200 for every HKD200,000 of accumulated UT investment amount, whilst VIP customers can enjoy HKD400 Cash Reward respectively;
	3.1.2	Only UT transaction with commission rate of 1.5% or above will be eligible for entitling to the offer.
	3.2	Customers who subscribe minimum accumulated Bond investment amount of HKD1,000,000 during the Promotion Period can be entitled to the corresponding Cash Reward as below:
	3.2.1	Customer can enjoy Cash Reward of HKD150 for every HKD200,000 of accumulated Bond investment amount, whilst VIP customers can enjoy HKD300 Cash Reward respectively.
	3.2.2	Only Bond transaction with commission rate of 0.8% or above will be eligible for entitling to the offer.
	3.3	Customers who subscribe minimum accumulated ELI/ELIR investment amount of HKD200,000 during the Promotion Period can be entitled to the corresponding Cash Reward as below:
	3.3.1	Customer can enjoy Cash Reward of HKD200 for every HKD200,000 of accumulated ELI/ELIR investment amount, whilst VIP customers can enjoy HKD400 Cash Reward respectively.
	3.4	Customers who subscribe minimum accumulated CLPGI investment amount of HKD500,000 during the Promotion Period can be entitled to the corresponding Cash Reward as below:
	3.4.1	Customer can enjoy Cash Reward of HKD50 for every HKD200,000 of accumulated CLPGI investment amount, whilst VIP customers can enjoy HKD100 Cash Reward respectively.
	3.4.2	Only CLPGI transaction with commission rate of 0.5% or above (annualized) will be eligible for entitling to the offer.
	3.5	Each customer can be entitled to a total maximum Cash Reward amount of HKD20,800.
4.	Transfer-in UT from other banks Cash Reward
	4.1	Customers can enjoy the corresponding Cash Reward upon successfully transferring in UT from other banks to BCM bank during the Promotion Period:
	4.1.1	Normal customers can enjoy Cash Reward of HKD100 for every accumulated HKD300,000 of UT transferal, whilst VIP customers can enjoy cash reward of HKD200 respectively.
	4.2	Customers can be entitled to a maximum Cash Reward amount of HKD3,800, whilst VIP customers can be entitled to HKD8,200 respectively.
	4.3	Relevant UT units cannot be transferred out within 6 months after transferring in.
5.	All Cash Rewards of the Promotion will be automatically deposited into the related settlement account.
6.	Shall customers closed the relevant accounts before the Cash Rewards are credited, the related Cash Rewards will be automatically forfeited.
7.	The relevant accounts should maintain good financial status during the entire Promotion Period in order to entitle to the above offers.
8.	In case of dispute, BCM bank reserves the right for the final decision.
9.	This service/product is not targeted at customers in the EU.
10.	The Bank reserves the right to amend any of these terms and conditions without prior notice.
11.	If there be any inconsistency between the English and Chinese version of these terms and conditions, the Chinese version shall prevail.

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