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Investment Service - Flexible Interest Up Deposit Offer

Terms and Conitions

The Promotion of the “Investment Service - Flexible Interest Up Deposit Offer” (“Promotion”) by Banco Comercial de Macau, S.A. (“BCM”) is from 22 April until 28 June 2024 (both dates inclusive) (“Promotion Period”).

Special Interest Offer

2.1

During the Promotion Period, customers who deposit new funds (“New Fund”) of HKD200,000 or above (or its equivalent) into designated Savings/Current Accounts of BCM can enjoy extra special interest on the eligible amount (“Eligible Amount”) during each phase of the deposit period (“Deposit Period”), the special interest rate of each phase is stipulated as follows:

Phase 1

Phase 2

Phase 3

Deposit Period

1st – 30th

days

31st – 60th

days

61st – 90th

days

Special Interest Rate

1.00%

1.20%

2.00%

2.2

The Eligible Deposit for the special interest refers to the net growth of the 30-day aggregate average account balance (“30-day Average Balance”) of customers’ savings and/or current accounts with the bank at each phase compared to the initial aggregate account balance before the new fund deposit (“Initial Aggregate Balance”). If the 30-day Average Balance of any phase be lower than or equal to the Initial Aggregate Balance, no special interest will be given for that phase.

2.3

The Eligible Deposit does not include the prevailing interest rate of the relevant account.

2.4

The maximum of Eligible Amount for each phase is either 2 times the New Fund deposit amount or HKD1,000,000, whichever is lower.

2.5

In the case of a joint account, the account balance will be divided equally among the account holders for calculation purpose of aggregate balance

2.6

The special interest will be credited to the designated HKD account after each phase ends.

2.7

Each customer can be entitled to the Promotion for one time only.

BCM has full discretion in determining or amending the Interest Rates from time to time without prior notice to customers.

The offers of the Promotion cannot be used in conjunction with the BCM bank’s other offers.

BCM reserves the right to amend the Terms & Conditions or terminate the above offers at any time without prior notice.

In case of any dispute, BCM reserves the right for the final decision.

In case of discrepancy in interpretation between the Chinese and English versions of these terms and conditions, the Chinese version shall prevail.

Visit our branch

Enquiry 8796 8888

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Investment Service - Flexible Interest Up Deposit Offer

Terms and Conitions

Special Interest Offer

2.1

Phase 1

Phase 2

Phase 3

Deposit Period

1st – 30th

days

31st – 60th

days

61st – 90th

days

Special Interest Rate

1.00%

1.20%

2.00%

2.2

2.3

The Eligible Deposit does not include the prevailing interest rate of the relevant account.

2.4

The maximum of Eligible Amount for each phase is either 2 times the New Fund deposit amount or HKD1,000,000, whichever is lower.

2.5

In the case of a joint account, the account balance will be divided equally among the account holders for calculation purpose of aggregate balance

2.6

The special interest will be credited to the designated HKD account after each phase ends.

2.7

Each customer can be entitled to the Promotion for one time only.

BCM has full discretion in determining or amending the Interest Rates from time to time without prior notice to customers.

The offers of the Promotion cannot be used in conjunction with the BCM bank’s other offers.

BCM reserves the right to amend the Terms & Conditions or terminate the above offers at any time without prior notice.

In case of any dispute, BCM reserves the right for the final decision.

In case of discrepancy in interpretation between the Chinese and English versions of these terms and conditions, the Chinese version shall prevail.

Visit our branch

Enquiry 8796 8888

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