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BCM Areia Preta Branch Grand Opening Rewards

BCM Areia Preta Branch Grand Opening Rewards

Enjoy exclusive Cash Rebate Offers at our brand new Areia Preta Branch!

1.Deposit Offer

Customers who have deposited new fund of MOP/HKD200,000 or above into their Current or Savings Account and hold fund for 2 consecutive months in the account can enjoy the corresponding cash rebate:

Customer Type	Cash Rebate (MOP)
New CIF Customer	$188
Existing Customer	$88

2.Payroll Account Extra Welcome Offer

Successfully opened and transferred to BCM’s payroll account service and has the first payroll posting within 2 months from the application date of the payroll account can enjoy up to MOP1,600 cash rebate and extra MOP200 cash rebate.

Visit "Payroll Package Special Offer" to know more！

3.Credit Card Application Approval Offer

Brand New BCM Credit Cardholder who successfully applied for BCM Credit Card and make at least one valid transaction within one month upon card issuance can enjoy MOP100 cash rebate.

4.Investment Welcome Offer

Brand new Investment Services Customers who have successfully subscribed Investment Fund, Bond, ELI/ ELIR, CLI or CLPGI during the Promotion Period can enjoy extra HKD100 cash rebate.

Visit "Investment Trasaction Rewards" to know more！

Promotion Period

30/03/2026 - 30/06/2026

Remark︰

Terms and conditions apply. This service/ product is not targeted at customers in EU. Risk Disclosure: The price of Investment Fund, Bond, ELI/ ELIR, CLI or CLPGI may fluctuate, sometimes dramatically. The price of Investment Fund, Bond, ELI/ ELIR, CLI or CLPGI may move up or down, and may become valueless. It is likely that losses will be incurred rather than profit made as a result of buying and selling Investment Fund, Bond, ELI/ ELIR, CLI or CLPGI. Customer should understand that the Investment Fund, Bond, ELI/ ELIR, CLI or CLPGI product and services offered by BCM are subject to investment risk, including possible loss of the principal invested. Unless the context requires otherwise, this document does not constitute any offer, invitation or recommendation to any person to enter into any investment / foreign currency transaction nor does it constitute any prediction of likely future movements in prices of any investment products / foreign currencies.

"Areia Preta Branch Grand Opening Rewards"Terms and Conditions
1.	The Promotion Period of “Areia Preta Branch Grand Opening Rewards” (“The Promotion”) of Banco Comercial de Macau, S.A. (“BCM”) is from 30 March to 30 June 2026, with both dates inclusive (“Promotion Period”).
2.	The Promotion is only applicable to Customers who have applied the following designated service(s) at BCM Areia Preta Branch during the Promotion Period (“Customer”).
3.	Deposit Offer
3.1	Customers who deposit New Fund of MOP/HKD200,000 or above (“New Fund”) into any BCM current or savings account during the Promotion Period and hold in the account for 2 consecutive months can enjoy MOP88 cash rebate, whilst New CIF Customer can enjoy MOP188 cash rebate.
3.2	Joint Account can only be entitled to the Deposit Offer once.
4.	Payroll Account Extra Welcome Reward
4.1	Customers who have registered for the “Payroll Package Welcome Offer Campaign” via Areia Preta Branch during the Promotion Period, and successfully transferred Payroll to BCM with first payroll posting within 2 months from the application date can enjoy extra MOP200 cash reward.
4.2	Customer is required to maintain the payroll transfer service with BCM for 24 consecutive months upon the application date of Payroll Service in order to be entitled to the Promotion. If the Payroll Service is cancelled before the aforementioned date, BCM reserves the right to deduct the collected cash reward of the offer from the relevant account of the customer.
4.3	Customers are required to be bounded by the prevailing terms and conditions of the “Payroll Package Welcome Offer Campaign”.
5.	Credit Card Application Approval Offer
5.1	Brand New BCM Credit Cardholders who have completed Credit Card application at Areia Preta Branch during the Promotion Period and successfully made at least ONE Credit Card transaction (“Valid Transactions”) during the first month upon card issuance, can enjoy MOP100 Cash Rebate.
5.2	The offer is inapplicable to any existing BCM Credit Cardholders OR customers who possessed any BCM Credit Card or Co-branded Credit Card during the past 12 months before the Credit Card application date.
5.3	Valid transactions exclude MacauPass top-up, MPay top-up, autopay transactions, total installment amount of interest-free installment program, total installment amount of cash-in plan and “Easy-Fun” installment plan, financial charges, fees and other unauthorized transactions.
6.	Investment Welcome Offer
6.1	Brand new Investment Services Customers who have successfully subscribed Investment Fund, Bond, ELI/ ELIR, CLI or CLPGI (“Investment Services”) during the Promotion Period can enjoy extra HKD100 cash rebate.
6.2	Brand new Investment Services Customers refer to customers who have never made any Investment Services transaction in the past 12 months.
7.	Each Customer can enjoy each of the offers of the Promotion once only, regardless of the number of accounts opened or transactions made.
8.	The relevant cash rebate(s) of the Promotion will be deposited into the related account(s) after the Promotion Period ends.
9.	The related accounts should maintain at valid account status in order to enjoy the above offer. Shall the Customers closed the relevant account(s) before the Offers are credited, the related Cash Rebate will be automatically forfeited.
10.	In case of dispute, BCM reserves the right for the final decision.
11	This service/product is not targeted at customers in the EU.
12.	BCM reserves the right to amend the Terms & Conditions or terminate the above offers at any time without prior notice.
13.	If there is any inconsistency between the Chinese and English versions of these Terms and Conditions, the Chinese version shall prevail.

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