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Credit Card Interest Free Installment Reward

Terms & conditions:

1.	The Credit Card Interest Free Instalment Programme – Cash Rebate Offer (“Promotion”) of Banco Comercial de Macau, S.A. (“BCM”) is valid from 4 May 2026 to 30 June 2026 (“Promotion Period”).
2.	The Promotion is applicable to customers who have successfully applied for an Interest Free Instalment Plan at BCM’s designated merchants during the Promotion Period. Eligible cash rebates are as follows:
	2.1	An instalment with a single transaction amount between MOP/HKD 10,000 and MOP/HKD 20,000 will be entitled to a cash rebate of MOP/HKD 50 (6-month tenor) or MOP/HKD 100 (12-month tenor).
	2.2	An instalment with a single transaction amount above MOP/HKD 20,000 will be entitled to a cash rebate of MOP/HKD 100 (6-month tenor) or MOP/HKD 200 (12-month tenor).

	2.3	The cash rebate is awarded on a per-transaction basis. Each customer can only receive the reward once for installment transactions at the same merchant on the same day.

3.	Any cancelled, refunded, fraudulent or un-posted transaction is not considered an eligible transaction.
4.	The maximum rebate amount to be entitled for each Credit Cardholder throughout the whole Promotion Period is MOP/HKD1,000.
5.	Instalment transactions must be conducted at BCM’s designated participating merchants to qualify.
6.	The cash rebate will be automatically deposited to the Customer’s related account after the Promotion ends.
7.	The relevant Credit Card account must be valid and in good financial standing at the time the cash rebate is credited.
8.	Under all circumstances, if any related transaction included in the calculation of the cash rebate is subsequently cancelled, BCM reserves the right to debit the equivalent value of the cash rebate from the relevant Credit Card account without prior notice.
9.	The Promotion is subject to relevant terms and conditions. Please visit BCM’s website for more details.
10.	This service/product is not targeted at customers in the EU.
11.	BCM reserves the right to amend any of these Terms and Conditions or terminate the above offer without prior notice.
12.	In case of any dispute, BCM reserves the right of final decision.
13.	In case of any discrepancy in interpretation between the Chinese and English versions of these Terms and Conditions, the Chinese version shall prevail.

Visit our branch

Enquiry 87968888

Related Services and Promotions

Special Bonus Point Redemption Programme

Redeem hot-pick traveling essentials with Credit Card BPs!

Detail>

Credit Card Interest Free Installment Reward

Terms & conditions:

1.	The Credit Card Interest Free Instalment Programme – Cash Rebate Offer (“Promotion”) of Banco Comercial de Macau, S.A. (“BCM”) is valid from 4 May 2026 to 30 June 2026 (“Promotion Period”).
2.	The Promotion is applicable to customers who have successfully applied for an Interest Free Instalment Plan at BCM’s designated merchants during the Promotion Period. Eligible cash rebates are as follows:
	2.1	An instalment with a single transaction amount between MOP/HKD 10,000 and MOP/HKD 20,000 will be entitled to a cash rebate of MOP/HKD 50 (6-month tenor) or MOP/HKD 100 (12-month tenor).
	2.2	An instalment with a single transaction amount above MOP/HKD 20,000 will be entitled to a cash rebate of MOP/HKD 100 (6-month tenor) or MOP/HKD 200 (12-month tenor).

	2.3	The cash rebate is awarded on a per-transaction basis. Each customer can only receive the reward once for installment transactions at the same merchant on the same day.

3.	Any cancelled, refunded, fraudulent or un-posted transaction is not considered an eligible transaction.
4.	The maximum rebate amount to be entitled for each Credit Cardholder throughout the whole Promotion Period is MOP/HKD1,000.
5.	Instalment transactions must be conducted at BCM’s designated participating merchants to qualify.
6.	The cash rebate will be automatically deposited to the Customer’s related account after the Promotion ends.
7.	The relevant Credit Card account must be valid and in good financial standing at the time the cash rebate is credited.
8.	Under all circumstances, if any related transaction included in the calculation of the cash rebate is subsequently cancelled, BCM reserves the right to debit the equivalent value of the cash rebate from the relevant Credit Card account without prior notice.
9.	The Promotion is subject to relevant terms and conditions. Please visit BCM’s website for more details.
10.	This service/product is not targeted at customers in the EU.
11.	BCM reserves the right to amend any of these Terms and Conditions or terminate the above offer without prior notice.
12.	In case of any dispute, BCM reserves the right of final decision.
13.	In case of any discrepancy in interpretation between the Chinese and English versions of these Terms and Conditions, the Chinese version shall prevail.

Visit our branch

Enquiry 87968888

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